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Check with your parents to see if you are still covered under their homeowner's insurance and if so, to what age.
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If you pay for car insurance, you may want to check with that company to see if they will provide renter's insurance at a discounted rate.
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If you're not covered under your parents, do an assessment of your property and determine approximately how much money it would cost to replace your belongings. You will also need to decide which items you want to have fully covered, i.e. jewelry or collectibles.