Health Insurance Requirement for International Students (AP-01-206)

UW-River Falls Administrative Policy
Policy ID: AP-01-206
Effective: November 2, 1998
Revision: April 10, 2013
Review: 3 years

Health Insurance Requirement for International
Maintained by: Provost
Approved by: Chancellor
Next Review Date: April 2016

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This policy describes the rationale for requiring health insurance for international students and their dependents and the procedure by which this policy is to be implemented.


The UW-River Falls Chancellor issues this policy in accordance with the Administrative Policy process.
The ACBF is responsible for the administration of this policy.

Sanctions and Appeals Process

Failure to adhere to the provisions of this policy may result in appropriate disciplinary action as provided under existing procedures applicable to students, faculty, and staff, and/or civil or criminal prosecution.


All International students (J-1 and F-1 Visa holders) and scholars (J-1 Visa holders) and their dependents, all hereby referred to as "participants," are required to purchase and have in force the UW System negotiated International Student Injury and Sickness Insurance Plan. Premiums for this plan shall be placed on each participant’s University bill. Premium payments will be made by the University directly to the contracted insurance carrier.

It is critical that adequate insurance be maintained. University staff does not have the training, expertise, time, or resources to evaluate numerous and disparate policies, either domestic or international, to determine adequacy of coverage as compared to the UW System policy.

Exceptions to this requirement that international students and their dependents have UW System Health Insurance coverage upon enrollment will not be granted to individual students. Only organizations or agencies with which the University has received a third-party guarantee will be given consideration. Exceptions will be made only when the alternative coverage is a U.S. based plan that exceeds that offered by the UW System. Exceptions will be reviewed by the Director of New Student and Family Programs, the Director of Student Health Services, and the Campus Risk Manager.

This policy will apply to all continuing and newly admitted international students effective June 1, 2012.

University Responsibilities

This policy will be carried out through UWRF International Student Services, with support and assistance from UWRF Student Health Services, UWRF Risk Management, and other offices as deemed necessary.

Department/Unit Responsibilities

Refer to University Responsibilities.


According to the United States information Agency (USIA) 22 CFR 514.14 "Insurance," J-1 principal and J-2 dependent nonimmigrants in residence at United States institutions of higher education are required to obtain specific medical coverage as outlined in these regulations. University of Wisconsin (UW) Academic Information Series 7.1--7.4 "Conduct of International Programs in the University of Wisconsin System," section 7.3 B.2 dated October, 1993, Updated April, 2008, states "Every international student will enroll in a health insurance program contracted by the UW System or one of its constituent institutions, unless a waiver is granted for comparable or superior coverage. The premium for such insurance will be added to the student's regular institutional billing for tuition, fees, and services." For the purpose of this policy, international students are defined as those with J-1 or F-1 Visas.


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